Your questions, without beating about the bush.

Baziloo is a platform that gives you access to analytical tools that were long the preserve of market professionals, made easy to understand thanks to artificial intelligence. Mathematical models analyse the figures and calculate the numbers; the AI explains them to you in plain language. You’ll find clear strategies, a portfolio section, a tracking Copilot and a transparent method.

Yes. The website is designed to remain easy to understand without unnecessary jargon. Each strategy, each portfolio and each tool is presented clearly, with a logical structure and a framework that is easy to follow.

No. Baziloo was specifically designed to make investments easier to understand. More experienced investors will also find it offers a consistent approach, structured analysis and a tool for disciplined monitoring.

Yes. What matters is not just the starting amount, but the method, consistency and coherence of your portfolio. Many investors start gradually.

No, never. Baziloo does not place any orders, does not hold your money or manage your capital. You remain the sole decision-maker and you invest through your bank or broker.

No. Baziloo provides tools, analyses, strategies and a framework for understanding. Investment decisions are still yours.

It only takes a few seconds: go to the page atregistration, enter your email address and a password, and you can start your 8-day free trial without a credit card. You can also start with a free analysis, without creating an account: if you later decide to sign up, your settings will be carried over automatically.

Yes. Thefree analysis does not require no account, no bank card, and no link to your bank. Simply enter your key figures, and our models will generate a report in a matter of seconds. You can also click on ‘View an example analysis’ to see a full report without having to enter anything.

The actual breakdown of your portfolio (by security, sector, region and currency), concentrations, shared exposures, correlations between your holdings, a comparison with their benchmark index, a risk profile by region, and the B-Score for each security. All the issues identified are presented to you appointed : no findings are being concealed.

No. They remain in your session for the duration of your visit, and are deleted when you close your browser. There is nothing recorded in our databases, unless you specifically ask to receive the report by email.

A confirmation message will be sent to you: Without your click, nothing is saved. Once confirmed, you will receive the full report. If you have ticked the ‘monitoring’ box, Baziloo will monitor these values for 60 days and lets you know what’s changing. Each email contains a link to opt out of tracking and a link to delete your data – with just one click and without needing to log in.

We do not retain never your amounts, only the percentage allocation: all our calculations are based on relative weights; the value of your portfolio is of no use to us. This allocation is automatically removed after 90 days. Further details can be found in our privacy policy.

The free analysis is a photography : it shows you the situation at a given moment and identifies each point detected. The report provides what a photograph cannot: a detailed explanation of each finding, changes over time, alerts when a balance is disrupted, and the impact of current events on your assets.

L'portfolio section enables centralise your positions, to view your asset allocation and monitor your portfolios in a simpler, clearer and more structured environment.

Yes. You can create several portfolios depending on your objectives or investment horizons: long-term, short-term, PEA, CTO or thematic portfolio.

It only takes a few clicks to create a portfolio and start organising your tracking.

You can monitor your holdings, their weightings, the overall allocation (sectors, regions), any concentrations and changes to your investment structure.

Yes. That is one of Baziloo’s objectives: centralise monitoring to avoid having your information scattered across several tools.

You record your purchases and sales in your account (it takes just a few seconds per transaction); Baziloo then values your positions using market prices. No connection to your bank is required : Your bank details are never transmitted via Baziloo.

Yes, both. Baziloo does not hold any accounts: you invest through your bank or your broker, by PEA as in CTO (Ordinary Securities Account). The strategies eligible for the PEA are clearly identified.

The Baziloo strategies are approaches based on a set of values analysed using an explicit method. They serve as a clear starting point to invest more consistently.

Baziloo offers a range of thematic and geographical investment strategies (growth, dividends, technology, Europe, the US, AI, PEA, ETFs, etc.), with the option to follow a selection of these or access the full range, depending on the package chosen.

A strategy has its logic, its structure, its purpose, its level of risk and the analytical elements that help us understand why certain values are included.

Yes. Depending on your plan, you can track up to 3 strategies as you wish, or go to all strategies available. See the prices.

The Co-pilot is a monitoring tool that tracks your portfolios and helps you to identify significant developments more quickly.

In particular, it may indicate a excessive concentration, a significant change in the value of a stock being tracked, a shift in the portfolio’s allocation, or a useful rebalancing strategy.

No. The Copilot draws your attention to what is worth looking at, but it never takes the place of your decision.

Sound artificial intelligence. She relies exclusively on the figures calculated by the models (distribution, concentration, B-Scores, etc.) and explains them to you in plain language. The figures she quotes come from the models, never from her own judgement.

Baziloo can notify you via text message, and, where appropriate, also by email or notification, only when it is genuinely useful for you to be made aware of this.

The free trial includes 12 text message alerts over 8 days. The Essential Monitoring package includes 20 text messages and Comprehensive Monitoring 30 text message alerts per 30-day period; the allowance is topped up every month, even on an annual plan.

Baziloo is based on mathematical models — the same categories of methods as those used by professional analysts and fund managers — who analyse each security according to several categories of criteria, then compare them within a coherent framework that is reviewed on a daily basis.

The mathematical models, and they alone. They are deterministic: the same data always produces the same results. TheAI is only used to explain : it puts into words what the figures measure, explains why the tools are useful and makes sometimes complex concepts accessible. It does not calculate any marks or predict course outcomes.

No. The ratings and levels displayed (‘High rating’, ‘Solid rating’, etc.) are statistical rankings intended to aid understanding and comparison — not as buy or sell signals to be followed. What really sets Baziloo apart is its access to professional analytical tools, explained clearly.

The B-Score is a score from 0 to 100 used by Baziloo to compare values according to its analysis method, which is recalculated daily. It helps to organise the selection and monitoring process, but does not constitute never a guarantee of performance.

Across six categories of measurable criteria: growth, financial quality, valuation, momentum, stability and dividends. Each value is compared against the entire universe under analysis: a B-Score of 75 means that it is ranked higher th75 %s of the values.

No. It is used to sort and compare values according to a consistent framework. It does not predict the future and does not eliminate risk.

Yes. The page Our method explains what each score measures, on what data he is resting, how it is calculated and what are its limitations — as well as the main model families used, which are also employed by market professionals.

Prices are updated continuously during market opening hours (data is delayed by approximately 15 minutes). B-Scores and analyses are recalculated every day based on closing prices. Baziloo is a tool for long-term monitoring, not a trading platform.

The one that matches their actual composition. Your US securities are compared to the Nasdaq 100 if they are predominantly listed there, at the S&P 500 Otherwise. Your European values at the CAC 40 even if they are predominantly French, at theEuro Stoxx 50 in the eurozone, at the STOXX Europe 600 beyond that. Each comparison is made in the listing currency, so that the difference measured is not simply due to exchange rate fluctuations.

It reflects the observed price stability over a one-year period, not a probability of loss. The three categories — low, moderate and high — correspond to the three thirds of our universe of stocks. A ‘high-risk’ stock therefore falls within the most volatile third, which does not in itself make it dangerous.

Yes. Investing always involves a risk of capital loss. Baziloo helps to provide a better understanding of this risk, but does not eliminate it.

No. Baziloo never promises performance and does not guarantee any results. Past performance is not indicative of future results.

Because the platform deliberately separates roles: from deterministic and verifiable models whilst they produce the figures, the AI merely explains them, and the the method is documented — data, calculation, limits. An approach that seeks consistency rather than empty promises.

The free trial gives you a Full access to Baziloo for 8 days, with no credit card required and no commitment. It ends automatically at the end of the period: no direct debits, no automatic renewal. Your account then switches to read-only mode, and your values will be retained.

It includes full access to the available features for 8 days, with 12 text message alerts included.

Each paid subscription is available on a monthly or annual basis:

• 0 € for 8 days — free trial
• 29 € / 30 days or 295 € / 12 months — Essential Monitoring
• 69 € / 30 days or 699 € / 12 months — Comprehensive Monitoring

Only the duration of cover and the price : the features are exactly the same. The annual subscription is paid in a single instalment, covers 12 months and costs 15 % cheaper than twelve monthly payments, i.e. 53 € economy on Essential Monitoring and 129 € on Suivi Intégral. This is not a subscription: like the monthly magazine, it is a one-off purchase, and it too ends automatically when the term expires.

Yes, at any time. As there is no automatic renewal, simply choose the annual subscription when you make your next purchase, via the page Prices or when you place your order. Your portfolios, history and settings will remain unchanged.

It provides access to 3 strategies to choose from, the associated analytics, the portfolio platform, Copilote and 20 text message alerts included. The text message allowance is topped up every 30 days, even if you’ve taken out the annual subscription.

It provides access to all strategies Baziloo, all the analyses, comprehensive portfolio management, Copilote and 30 text message alerts included. The text message allowance is topped up every 30 days, even if you’ve taken out the annual subscription.

No. All offers are non-binding.

No. No automatic renewal, whether you’ve taken out a monthly or annual subscription: your access will end at the end of the period if you do nothing. No need to cancel anything, and nothing to keep an eye on.

Yes. You can choose a different plan at any time, depending on your usage.

Payment can be made by credit card (Visa, Mastercard), PayPal and cryptocurrencies.

Access is activated upon confirmation of payment.

Your space is changing to playback mode. Your assets, your portfolios and their figures remain available for viewing: nothing is deleted. What is paused is the daily monitoring, alerts, news about your investments and the Copilot. Simply reactivate the service to regain access to everything. We’ll notify you by email 5 days and then 1 day before the expiry date.

No. They remain stored in your account for as long as you continue to use it. You will find them intact when you reactivate your account, along with any history that has accumulated in the meantime.

Yes. The passwords are encrypted and payments are processed by specialist service providers (no card details are stored by Baziloo).

No. Payments are processed via specialised service providers, and Baziloo is not designed to store your card details.

No. Your money remains with your bank or broker. Baziloo does not place any orders or manage any capital.

Visit the page Forgotten password : Enter your email address and you will receive a link to reset it.

Via the contact form on the website. Select the ‘Need help?’ option and describe your enquiry.

We usually reply within 24 to 48 working hours.

Yes, at any time and without giving a reason. Please contact us via the contact form : your account, your portfolios and their history will be deleted. If you have only received a report by email, each message contains a link to delete your account immediately.

After 18 months If you are offline, we will notify you by email. If we do not hear back from you, the account and its data will be deleted on 24 months. A single login is all it takes to keep everything safe: we do not store personal data without good reason.